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What is
a funeral
plan?

A pre-paid funeral plan is so much more than simply freezing the cost of your funeral at today’s prices.

Yes, according to Sun Life’s “Cost of Dying Reports”, funerals are still doubling in price every 12-14 years, well in excess of the increased cost of living.

But, funeral plans also offer the perfect way to dictate
exactly what you want at your funeral but also to understand and plan for your loved ones who will be attending.

Beat the
rising costs
of funerals

It’s staggering how expensive funerals are today, with them more than likely to become even more expensive in years to come.

With many people underestimating how expensive funerals can be, it usually hits the family of the deceased the hardest.

In 2018, the average cost of a basic funeral was nearly £4,000, doubling in just over a decade. Locking in the price today would mitigate against the rise.

Benefits of funeral plan

Funeral director’s fees and services are guaranteed (nothing further to pay towards them)

Money is held securely, in line with all current legislation in a ring-fenced specialist trust fund

Plans can be tailored to suit all tastes and preferences

Wide range of payment options

What is
included in a
funeral plan?

There are a variety of funeral plans covering a range of different things including viewings of the deceased, for example :

  • A limousine procession
  • Type of burial
  • A church service
  • A flowers

Our
Reviews

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Frequently
asked questions

It depends. A pre-paid funeral plan is ideal if you want to save money on the cost of your funeral. A funeral plan will allow you to save money on the cost of your funeral as you pay for everything now, rather than years later. This saves you money because funeral prices are growing at a rate higher than that of inflation.

Additionally, it allows you to convey to your loved ones what you would like to be included in your funeral service. It might be that they are unaware of what you would want, or even have different views as to what you would want. A funeral plan ensures there are no arguments between your nearest and dearest.

No, acceptance is guaranteed. There are no medicals or personal questions to answer.

No. We have taken great care to highlight all charges associated with each of the plan options. If you require further clarification, please call us and we’ll make sure you understand exactly what is included within the price of your chosen plan.

Yes, you can take out a plan for anyone else. All correspondence will be sent to the person arranging the plan, so confidentiality is assured.

Once you fill in the form and click submit, your details will be received by one of our funeral plan advisors who will contact you as soon as possible to discuss your funeral options.

The plan is guaranteed to cover in full the funeral director’s fees, and there is an allowance of £1200 (currently) to cover cremation fees/ interment fees, doctors fees and minister/celebrant fees. This allowance increases annually by CPI. Please note, if it is a burial you have to purchase your own plot.

Your funeral director will arrange collection from anywhere in the UK, although a fee may apply. If you die abroad then repatriation costs will be incurred.

Yes, all funeral plans can be tailored to suit individual preferences. The prepaid funeral plans can also be altered at any time (additional cost may be incurred depending on nature and extent of alterations).

Our providers have more than 1,000 funeral directors that have a service level agreement. However, you are able to choose your own funeral director.