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Pre-paid Funeral Plans

Low-cost plans available with monthly payments

Choose from a range of plans.
Let family members add their own personal touches.
Protect yourself and loved ones from £1,000’s in rising costs.

What type of funeral are you considering?

What is the main reason you are looking to take out a funeral plan?

Is this for your parent(s)?

Date of birth

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What is a funeral plan? 

A pre-paid funeral plan is so much more than simply freezing the cost of your funeral at today’s prices.

Yes, according to Sun Life’s “Cost of Dying Reports”, funerals are still doubling in price every 12-14 years, well in excess of the increased cost of living.

But, funeral plans also offer the perfect way to dictate exactly what you want at your funeral but also to understand and plan for your loved ones who will be attending.

Beat the rising costs of funerals

It’s staggering how expensive funerals are today, with them more than likely to become even more expensive in years to come. 

With many people underestimating how expensive funerals can be, it usually hits the family of the deceased the hardest.

In 2018, the average cost of a basic funeral was nearly £4,000, doubling in just over a decade. Locking in the price today would mitigate against the rise. 

BENEFITS

Benefits of a Funeral plan

Funeral director’s fees and services are guaranteed (nothing further to pay towards them)

Money is held securely, in line with all current legislation in a ring-fenced specialist trust fund

Plans can be tailored to suit all tastes and preferences

Wide range of payment options 
No restrictions on current health, age, or medical history

LEARN MORE

Learn more about funeral plan

What’s included in a funeral plan?

There are a variety of funeral plans covering a range of different things including viewings of the deceased, a limousine procession, burial type and a church service. Exactly what, varies from provider to provider. The funeral plan providers are well equiped in being able to provide you the funeral you require. 

Paying for a Funeral Plan

There are various ways of paying for pre-paid funeral plans, you can pay in full, pay monthly over 24 months interest-free or by fixed monthly payments. Contact us for more information on the exact benefits, costs and payments of the different plans.

FAQ

Frequently asked questions

Is a pre-planned funeral plan right for me?

It depends. A pre-paid funeral plan is ideal if you want to save money on the cost of your funeral. A funeral plan will allow you to save money on the cost of your funeral as you pay for everything now, rather than years later. This saves you money because funeral prices are growing at a rate higher than that of inflation.

Additionally, it allows you to convey to your loved ones what you would like to be included in your funeral service. It might be that they are unaware of what you would want, or even have different views as to what you would want. A funeral plan ensures there are no arguments between your nearest and dearest.

Can I personalise my funeral plan?

Yes, all funeral plans can be tailored to suit individual preferences. The prepaid funeral plans can also be altered at any time (additional cost may be incurred depending on nature and extent of alterations).

Do I have to have a medical?

No, acceptance is guaranteed. There are no medicals or personal questions to answer.

Can I choose the funeral director?

Our providers have more than 1,000 funeral directors that have a service level agreement. However, you are able to choose your own funeral director.

Are there any hidden charges?

No. We have taken great care to highlight all charges associated with each of the plan options. If you require further clarification, please call us and we’ll make sure you understand exactly what is included within the price of your chosen plan.

 

Is the plan guaranteed to cover the entire cost of the funeral?

The plan is guaranteed to cover in full the funeral director’s fees, and there is an allowance of £1200 (currently) to cover cremation fees/ interment fees, doctors fees and minister/celebrant fees. This allowance increases annually by CPI. Please note, if it is a burial you have to purchase your own plot.

What happens if I die while on holiday or away from home?

Your funeral director will arrange collection from anywhere in the UK, although a fee may apply. If you die abroad then repatriation costs will be incurred.

Can I buy a funeral plan for someone else?

Yes, you can take out a plan for anyone else. All correspondence will be sent to the person arranging the plan, so confidentiality is assured.

 

What happens once I request a quote?

Once you fill in the form and click submit, your details will be received by one of our funeral plan advisors who will contact you as soon as possible to discuss your funeral options.

How can I pay for my funeral plan?

You can pay in full or over a period of 12, 24, 36, 60 or 120 months.

Flexible Digital Solutions LTD, Suite 214, 91 Western Road, Brighton, BN1 2NW